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Pre-launch · Founder reservations are open

Plan your money before the month decides for you.

Bring income, bills, installments, everyday spending, savings and funds into one monthly plan. See what is available, what was spent and what moves forward. The Core stays free for everyone.

Web Applaunches October 15, 2026Androidcoming sooniOScoming soon
See how it worksSign in to early access
until public launch October 15, 2026
The product film

See the complete flow in under two minutes

Watch setup, income, budget articles, funds, receipts and the monthly cycle in one short product walkthrough.

The film above, in words

The film walks through setup, income, budget articles, installments, funds, moving money, tracked articles, the month cycle from open to close, and receipt review — the AI proposes, you confirm, and nothing is booked before you confirm. Every screen it shows is also on this page, section by section.

See how it works

1:48 · narration and captions in English

The app's month overview: planned versus actual for the open month

10,000 Founder places before launch.

Reserve before launch and secure Founder status: 9 months of Premium included, shared family participation free for life, and permanent Founder recognition. The Core is already free for everyone.

The product

Your month, clear at a glance

These are real product screens captured with demo data. See the monthly overview, receipt review, budget articles and household collaboration before you create an account.

The app's month overview: planned versus actual for the open month

Know where the month stands

Compare planned and actual amounts, see what is still unallocated, and know when the month is ready to close.

The receipts screen with a scanned receipt in the review step

Turn a receipt into editable lines

Scan or upload a receipt, review the extracted items and amounts, then confirm what should enter the budget.

The budget screen listing articles with their monthly budgets

Track every spending category

Food, transport, children and anything else you create: each article shows its budget, spending and available amount.

The household members screen with roles and invitations

One budget for the household

Invite household members, assign roles and work from the same current month without passing spreadsheets around.

How it works

Set up a useful budget without building it from scratch

The guided setup walks you through the information a real household already has: income, bills, installments, spending articles, funds and savings. At the end, your first month is ready to use.

  1. Create your household

    Create the space where your household will plan and track money, then choose the budget year.

    Start with the structure. Add the numbers next.

  2. Choose the first month

    Choose the month you want to start with. You can prepare it first, review the plan, and activate it when you are ready.

    Plan first. Activate when the numbers make sense.

  3. Add your income

    Add the income you expect for the month. If an amount changes, update that month without rebuilding the rest of the plan.

    The monthly plan starts with the money you expect to receive.

  4. Add additional income

    Keep bonuses, vouchers and other occasional income separate so the source of each amount stays clear.

    Extra income and carried balances stay distinct.

  5. Add bills and subscriptions

    Save recurring bills and subscriptions once, then adjust the amount only when it changes.

    Recurring costs stay visible before the month begins.

  6. Add installments and loans

    Track installments and loan payments separately so fixed commitments are already accounted for in the monthly plan.

    Know the fixed commitments before you spend the rest.

  7. Set up long-term funds

    Keep money for goals, reserves and future expenses in funds that continue from one month to the next.

    Long-term money should not disappear when the calendar changes.

  8. Create spending articles

    Create articles for the spending you want to control, give each one a budget, and choose what happens to any remaining amount at month-end.

    Every planned amount has a purpose and a clear month-end rule.

  9. Plan your savings

    Create savings funds for specific goals and decide how much the monthly budget should contribute to each one.

    Turn a savings goal into a recurring contribution.

  10. See what is still unallocated

    After income, commitments, articles and savings are planned, the remaining unallocated amount stays visible until you decide what to do with it.

    Nothing left over is hidden from the plan.

  11. Use the month and close it when it is done

    Record what actually happens during the month. When it ends, close it to protect its history and carry the appropriate balances into the next month.

    Closing protects the finished month and prepares the next one.

That is the basic flow. The sections below show how each part works in practice.

Articles

A budget article from plan to actual spending

A budget article is a spending category you can plan and track, such as food, transport or children. It has a monthly budget, records its expenses and follows your rule for any amount left at closing.

Monthly money is allocatedfrom the income available to plan
Budget articleplanned, spent and available in one place
The remaining amount follows your rulecarry it forward, move it to a fund, or return it
  • Assign each expense to the article it belongs to, including receipt lines you review and confirm.
  • See planned, spent and available amounts throughout the month without manual spreadsheet formulas.
  • At closing, the remaining amount follows the rule you chose for that article.

Learn it

Core concepts

Four concepts that keep the budget understandable

These concepts appear throughout Our Konomy. Each one has a dedicated guide with examples so you know exactly what it does.

The starter template

Start from a practical set of common articles and funds, then rename, remove or add whatever fits your household.

Learn it

Funds

Keep money for future expenses and goals separate from everyday spending, with planned contributions over time.

Learn it

General savings

Keep a general reserve that can receive money month after month without belonging to a single short-term goal.

Learn it

Tracked articles

Pin the articles you care about most and see their available amounts without digging through the whole budget.

Learn it
Plan every type of money

Different money, clearly separated

Income, recurring bills, installments and savings behave differently. Our Konomy keeps them separate while showing how they affect the same monthly plan.

Income

Plan expected income, then record reality.

Use recurring income as the starting point and adjust the value for months when reality differs.

  • Primary income: the base the whole month plans under
  • Additional income: bonuses and vouchers, kept separate from carry-forward
  • Per-month values: reality edits the number, the template survives
Bills & subscriptions

Set recurring costs once. Change only what changes.

Keep recurring bills and subscriptions ready for each month, then update the actual amount when a price changes.

  • Utility and subscription lines with editable baselines
  • A baseline is an expectation — you confirm each month
  • Changes stay visible, nothing is silently rewritten
Installments

Fixed payments accounted for before spending.

Keep loans and installment payments visible as recurring commitments, with amounts you can adjust when needed.

  • One line per installment, nothing buried
  • The same amount model as bills: baseline plus per-month value
  • The month always knows its fixed commitments
Savings & funds

Savings with a purpose.

Create funds for goals and reserves, plan regular contributions and keep their balances separate from everyday spending.

  • Sinking funds for the things you are saving toward
  • The permanent fund outlives every month
  • Transfers between funds always keep the totals intact
Receipt scanner

Scan a receipt. Review every line before it enters the budget.

Photograph or upload a receipt. Our Konomy extracts the items, amounts and date into an editable review screen. You make the final decision, and nothing is added to the budget until you confirm.

  1. Photograph it

    From your phone's camera or a photo on your device.

  2. Text and amounts are extracted

    The receipt is converted into structured items, quantities, amounts and date information when available.

  3. Review the result

    Check the extracted lines in a clear review screen before they affect your budget.

  4. Get a category suggestion

    When the app recognizes something you classified before, it can suggest the same budget article. It remains a suggestion until you approve it.

  5. Correct anything

    Correct a digit, split a line or choose another article before confirming.

  6. Confirm

    Only after confirmation are the reviewed lines added to the budget. Cancel and nothing is recorded.

Receipt recognition can make mistakes, especially with difficult photos or unusual layouts. That is why every result is reviewable and requires your confirmation before it affects the budget.

The receipts screen with a scanned receipt in the review step
Smart routing

Correct it once. Get a better suggestion next time.

When you classify a receipt line, Our Konomy can remember that choice locally and suggest the same article when a similar line appears again. You remain in control of every confirmation.

Cola 1.5 LNew product — where does it belong?Food & Drinks
Cola 1.5 LSuggested: Food & Drinks — you confirmed this beforeEvery suggestion stays visible and editable before saving. Learning reduces repetitive work; it does not remove your approval.
Features

Explore the product

Move through the main parts of Our Konomy and see how planning, spending, receipts, household access and settings fit together.

Know where the month stands

The monthly overview brings planned spending, actual spending, unallocated money and the steps toward closing the month into one place.

  • Planned versus actual, live
  • Close is one deliberate step
The app overview showing the open month
Month to month

Close one month. Start the next with the right balances.

Closing a month protects its final numbers. The next month starts from the recurring structure and the balances that should continue, so the year stays connected instead of becoming twelve unrelated spreadsheets.

Open

Record actual income, expenses and adjustments while the month is open.

Closed

Finalized and protected from later changes.

Planning

Starts with recurring items and the balances meant to continue.

Review the inherited plan and adjust the new month before you activate it.

Try it

Try the monthly budget math

Change the example values and see what remains unallocated and what can carry into the next month. The demo is calculated locally and stores nothing.

Unallocated this month
€605.50
Next month, the article starts with
€685.50

At close, the leftover carries into the article's next-month budget (policy: next month).

Illustrative inputs — nothing you type here is stored or sent anywhere.

Why it helps

From scattered numbers to one monthly plan

Before Our Konomy

  • Budgets spread across files, notes and devices
  • The month ends without one reliable final picture
  • Savings goals compete with everyday spending

After: a month that finalizes

  • The household works from one current budget
  • Closing preserves the final numbers for that month
  • Savings have dedicated funds and planned contributions
The Founder program

Become one of the first 10,000 Founders.

Founder reservations are open before launch. Reserve with a valid email, verify the code we send, and keep your place for launch. After the web app launches, sign in with the same email and claim your Founder benefits within 5 days.

Founder placesThis is the program's total capacity. Availability is confirmed by the reservation service when you submit your email.

The Core stays free

The Core budget is free for everyone. Founder status adds permanent recognition and the benefits below; it does not turn a paid Core into a free one.

9 months of Premium included

Receipt scanning and family invitations included for the first 9 months after launch.

Shared family participation, free for life

Founders can keep family members in the shared household budget without paying the monthly family-participation add-on.

Founder visual identity

A dedicated Founder theme and visual identity are planned for the badge system, with a restrained gold accent in both light and dark modes.

Preview

Preview of the Founder theme

The preview shows the intended Founder look. It will remain a theme, so Founders can switch to another appearance whenever they prefer.

5-day account claim window

Reserve and verify during prelaunch. When the web app launches, create or sign in to your account with the same email and claim your Founder benefits within 5 days.

Who can become a Founder

Anyone with a valid email address can request a Founder reservation while places remain. No payment or card is required to reserve.

How the reservation works

1. Reserve

Enter any valid email during prelaunch. No payment, no account, no card.

2. Receive

We send a 6-digit verification code immediately to that email.

3. Confirm

Enter the code promptly to confirm your Founder place. If the code expires, request a new one. After launch, claim the confirmed place with the same email within 5 days.

Achievements

The badge journey

Achievements turn consistent budgeting, learning, community and support into a visible progression. The badge system launches after the app; until then, every crest shown here is a preview.

The main track

Open your first budget year, then close the months one by one until you reach the Lion, the final animal tier before the Dragon.

  1. First year
  2. First month
  3. 30 days
  4. 3 months
  5. 6 months
  6. 9 months
  7. 1 year

Community

Bring people in: a family member at the table, then friends who join and build their own budgets.

  1. Family member
  2. 2 invited
  3. 5 invited
  4. 10 invited

Learning

The documentation journey — receipts, documents and your money life kept in order.

  1. Documentation

Premium

The commitment ladders: three, six, nine, twelve months, and the whole year in one.

  1. Premium 3
  2. Premium 6
  3. Premium 9
  4. Premium 12
  5. Premium annual

Support

The supporter crest — for the ones who choose to support Our Konomy.

  1. Fenix

The final crest

Above the whole ladder, one last crest: the Dragon.

  1. Dragon

The Lion is the final animal tier before the Dragon.

Dragon

The Dragon is the final achievement. It is earned by meeting the published criteria and unlocks the benefits listed below.

When you earn the Dragon

Your first 1 year of Premium — full Premium, free.

Then, for life:

  • Shared family participation is enabled and free — family members join your shared budget at no cost, forever.
  • OCR continues at €1.00 per month, for life.

It is not free full Premium forever, and it is not free OCR — it is a standing arrangement for life, earned once.

  1. You opened your first year.
  2. At least five qualifying new users — genuinely new people, each with their own independent budget, each using it for at least one month.
  3. You completed the documentation journey.
  4. You supported Our Konomy voluntarily (the Phoenix crest).
  5. You kept Premium for at least three months.
  6. You purchased an annual Premium.
  7. You closed one full budget year.
  8. You opened the following year.
  9. Participants in family shared budgets do not count as qualifying new users.

Badges unlock themes

Every badge you earn unlocks its matching visual theme. Using it is optional — take it, keep your current one, or switch any time in Settings.

Ships with the badge system after launch — shown here as planned.

First monthTier 1First monthYour first closed month. The journey begins here.Coming soon
30 daysTier 230 daysThirty days of showing up. Consistency, not intensity.Coming soon
3 monthsTier 33 monthsThree months closed. The habit is setting in.Coming soon
6 monthsTier 46 monthsHalf a year of closed months. Halfway down the road.Coming soon
9 monthsTier 59 monthsNine closed months. The long way up becomes routine.Coming soon
1 yearTier 61 yearTwelve closed months. One full year with Our Konomy.Coming soon
First yearTier 7First yearYour first anniversary. A full year of closed months behind you.Coming soon
2 invitedTier 82 invitedTwo people you invited joined the household.Coming soon
5 invitedTier 95 invitedFive invitations accepted. A community is forming.Coming soon
10 invitedTier 1010 invitedTen invitations accepted. You built a crowd.Coming soon
Family memberTier 11Family memberA family member joined. The table gets bigger.Coming soon
DocumentationTier 12DocumentationReceipts and documents, kept in order. Proof the month really happened.Coming soon
FenixTier 13FenixYou gave, and it is recorded. The badge for households that give back.Coming soon
Premium 3Tier 14Premium 3Premium for three months, in one small commitment.Coming soon
Premium 6Tier 15Premium 6Six months of Premium, carried through.Coming soon
Premium 9Tier 16Premium 9Nine months of Premium, steady to the end.Coming soon
Premium 12Tier 17Premium 12Twelve months of Premium, committed one month at a time.Coming soon
Premium annualTier 18Premium annualThe whole year of Premium, in one commitment.Coming soon
DragonTier 19DragonThe final crest in the journey. It includes the first year of Premium and then lifetime family participation plus receipt scanning at the Dragon rate.Coming soon
Badge collectionTier 20Badge collectionEarn all nineteen other badges to complete the collection.Coming soon
Learn it

Learn the system inside the product

Each budgeting concept has a guide with a plain-language explanation, practical examples and an interactive simulator. The same material is available from the app when you need it.

Income

The base and its honest variations — and how an extra month of money stays separate from carried money.

Bills & subscriptions

Baselines you enter once and adjust when life changes — never rebuilt, always visible.

Installments

The fixed payments, each on its own line, planned the same way as bills.

Expense articles & categories

Where every euro belongs — the routing, the leftover rules, and the tracked articles that just count.

Funds & the savings sheet

See how sinking funds, long-term reserves and the funds-and-savings sheet work together.

Saving money

Turn a savings goal into a fund with a planned contribution, visible progress and a clear target.

Every chapter: an explanation, worked examples, and an interactive simulator.

Ships with the app at launch — shown here as planned.

Browse the guides
Support Our Konomy

Support the project if you want to

Voluntary contributions help fund continued development. Supporting is optional, and the product remains useful without a contribution.

No base functionality is locked or limited by supporting. The contribution is optional and unlocks nothing beyond the Phoenix badge.

Voluntary support earns the Phoenix badge.

Support Our Konomy
Roadmap

What's coming next

Founder reservations are open now. The web app launches on October 15, 2026, followed by the achievement system and native mobile apps when they are ready.

  1. Launch date

    The web app goes public

    The full web app opens to everyone on October 15, 2026. Founder reservations are already available during prelaunch.

  2. At launch

    Founder claim window

    After launch, confirmed Founders have 5 days to create or sign in with the same email and claim their Founder benefits.

  3. Coming soon

    The badge journey begins

    The badge system — the ladder to the Lion, and the Dragon above it — goes live after launch, starting with the first crest.

  4. Planned

    Android & iOS apps

    The same household, in native apps. No date yet — we would rather promise it when it is real.

Pricing

The budget stays free. Pay only for optional extras.

Use the complete Core budget for free. If you want receipt scanning or shared family participation, choose either add-on separately or get both in Premium.

Free for everyone, forever

Core

€0.00/month

The complete budgeting core, with no monthly fee.

  • Plan months, budget articles, funds, savings and month closing
  • Closed months preserve their final state; open months stay editable
  • Built with privacy and clear control over your data
Start free

Shared family participation

€3.00/month

Family members join your shared budget.

  • Members join by invitation, with roles, into one live budget
  • The household as the unit — everyone works the same month
  • Free for Founders, for life

OCR

€3.00/month

Scan receipts and review the extracted lines.

  • Photograph a receipt, the engine reads it into lines
  • You review and confirm every line before anything is saved
  • Processed on the same infrastructure that stores your data
Start free

Premium bundle

€5.00/month

Receipt scanning and family sharing together.

  • Shared family participation plus OCR, together
  • Better value than the two add-ons bought separately
  • One switch, both add-ons on

The Premium bundle is cheaper than shared family participation and OCR bought separately — one price, both add-ons.

Annual Premium will be available for both add-ons and the bundle. No annual euro price is published here — when it is set, it will be announced with the launch pricing.

Dragon earners keep OCR at €1.00 per month, for life — a standing discount earned in the badge journey, not a free full Premium.

These four prices are the only public prices. The Core stays free for everyone, forever.

Referral rewards

Five qualifying new users earn one Premium month.

Invite new people to build and use their own independent budgets. For every five qualifying new users, you receive one month of Premium.

Every 5 qualifying new users earns you 1 free month of Premium.

  • 5 qualifying new users → 1 free Premium month
  • 10 qualifying new users → 2 free Premium months
  • 15 qualifying new users → 3 free Premium months

Who counts as a qualifying new user

  • A genuinely new person — not an existing account
  • They create their own independent budget
  • They actually use it — at least one month of their own use

Who does not count

  • Family members joining a shared budget — shared budgets are the product, not a referral
  • Invites that never turn into a used budget

The reward repeats: every additional five qualifying new users earns another Premium month.

Trust

Designed to keep you in control

Privacy by design

Our Konomy is designed to minimize unnecessary data exposure and keep sensitive financial actions explicit.

Closed months stay closed

Once a month is closed, its final state is protected from accidental changes. The next month continues only with the balances and rules meant to carry forward.

You approve automated suggestions

Receipt and routing suggestions remain editable until you confirm them. Cancel the review and they do not enter the budget.

Money is handled precisely

Financial values use exact decimal handling so totals do not accumulate binary floating-point errors.

FAQ

Common questions

When does Our Konomy launch?

The public web launch is the date on the countdown at the top of this page — that is the only date we publish. Android and iOS come later, with no date until they are real.

What is a Founder, exactly?

A person who reserves a place during prelaunch with any valid email and confirms it with the 6-digit code we send immediately. Founders keep the Core free for life, get 9 months of Premium included, keep shared family participation free for life, and carry Founder status that never expires.

How much does it cost?

The Core — the whole family budget — is free for everyone, forever. After launch there are two add-ons: shared family participation at €3.00 per month, and OCR at €3.00 per month, or both together as the Premium bundle at €5.00 per month. Founders keep shared family participation free for life, with 9 months of Premium included.

Why 10,000 places and not unlimited?

The program is limited to 10,000 places. Once all places are confirmed, new reservations close. Unverified reservations can expire and return their place to the available pool.

What happens if I reserve but never confirm?

If you do not verify the reservation code in time, the pending reservation expires and the place returns to the pool. If places remain, you can reserve again.

Which email addresses can reserve?

Any syntactically valid email address can reserve. The server is authoritative for availability and anti-abuse rules.

Where do my receipts go?

Receipts are converted into editable lines for review. You can correct the result, and nothing is added to the budget until you confirm it.

Is the AI always right?

No, and we will not pretend it is. It is strong at reading receipts, and the product is built around one rule: you are the reviewer. Nothing is written until you confirm.

Can the whole household use one budget?

Yes. Members join by invitation with a defined role and work with the same household budget according to their permissions.

Is there a mobile app yet?

The web app is phone-ready and installable as a PWA. Native Android and iOS apps are coming — “coming soon” until they exist.

Start with a clear plan for the month ahead.

Founder reservations are open now. The web app launches on October 15, 2026; confirmed Founders then have 5 days to claim their benefits with the same email.

See how it works

Early access is available to existing testers. Public access begins on October 15, 2026.